Some useful hints to save you time on your appraisal from Arizona Premier Appraisers

	Did you know you, as a borrower, are entitled to receive a copy of the completed appraisal report from the lender? Just give us a call at 602-717-3606 if you have any questions about the appraisal process.

To make your appraisal process go as smoothly as possible we generally recommend to have these documents, if available, ready for the appraiser:

• A survey or plot map of the property and building (if readily available).

• Records on the latest purchase of the property in the last three years.

• Information on any written private agreements, such as a shared driveway with a neighbor.

• List of personal property to be sold with the building.

• Any paperwork, such as a title policy with information on encroachments or easements encroachments or easements.

• Most recent real estate tax bill and or legal description of the property.

• Home inspection reports, or other recent reports for termites, EIFS (synthetic stucco) wall systems, your septic system and your well.

• Brag sheet that lists major home improvements and enhancements, the date of their installation and their cost (for example, the addition of insulation or roof repairs) and permit confirmation (if available).

• A copy of the current listing agreement with broker's data sheet and purchase agreement if a sale is "pending".

• Any "Homeowners Associations" agreements or, if applicable, condo agreements or fees.

• A list of "proposed" improvements if the property is to be appraised "as complete".

Once your appraiser arrives, you do not need to escort them along on the entire site inspection, but it's helpful be available to answer inquiries about your property and be willing to point out any home improvements.

Here are some other helpful tips:

• Accessibility: Appraisers are very detailed in their inspections. We recommend that all areas of the home are accessible, especially the attic and crawl space.

• Housekeeping: Appraisers see quite a few of homes a year and will look past most clutter, but they're human beings too! A good impression can mean a higher value for your home.

• Maintenance: We often suggest fixing minor things like leaky faucets, missing door handles and trim.

• FHA and VA Inspection Items: If your borrower is applying for either an FHA or VA loan, we strongly recommend to ask your appraiser if there are specific things that should be done before they come. Some things they may recommend might be: installing a banister on all stairways, where paint is peeling it should be removed and repainted, repairing any faucets that leak or drip, replacing broken glass.