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Attention homeowners: Real estate appraisal services for in Mesa and Maricopa County
The top seven reasons why Arizona homeowners use Arizona Premier Appraisers:
- To get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
- Challenge property tax assessments
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Remove PMI to reduce a mortgage payment
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To reinstate your Home Equity Line of Credit (or HELOC)
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Review another appraiser's report for verification
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If real estate needs to be divided because of a divorce
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Determine the true market value of the property in question to settle an estate in Arizona
We at Arizona Premier Appraisers understand the unique needs of a consumer looking for appraisal services.
Our customary business clients understand the appraisal process and the customary documents we provide. But as a general consumer, you can expect extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our findings.
Pre-listing Services/For Sale by Owner (FSBO)
It's very hard to be objective about your own house because of your emotional attachment to it.
Professional appraisers, like the ones at Arizona Premier Appraisers, are objective. We will tell you what you need to know, not just what you want to hear.
In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer.
It gives you something concrete to show your buyer.
An appraisal is an independent third party's opinion of your property's value -- not just how much your house is worth.
Interested buyers know you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value conclusion than yours.
Challenging a property tax assessment
If you live in a region that is going down or not appreciating as much as other homes close to yours, your local tax assessor may have your home overvalued.
This means you're paying higher taxes than you should be paying.
The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period.
Getting a professional appraisal from Arizona Premier Appraisers is your number one weapon when contesting your property tax assessment.
Appraisals to cancel PMI
A preferred way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance".
Once your mortgage loan amount is down below 80% of the value of your property, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down.
We are seasoned in helping customers just like you rid yourselves of undesirable PMI insurance.
HELOC recently frozen?
Even if your specific property has not declined in value, your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area.
This can be inconvenient from a cash flow viewpoint, and bad for your credit score since it may appear as though that credit line is maxed out.
Arizona Premier Appraisers can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Would you like a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you need an expert to double-check your appraisal for precision?
We can go out and check the subject and comparables in question in a field review.
Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal you may have in your possession.
Even though most review work is requested by lenders for quality control, homeowners that have reason to believe they've been the victim of mortgage fraud are wise to invest in a second opinion.
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